These are the lyrics my mother sang to us when we were children. I suspect she didn't remember the lyrics about the cheese or bread growing mold. Mother, sister and I sang it in 3 part harmony.

In the boarding house, where I lived, things were getting very old.
Long gray hairs were in the butter, silver threads among the gold.
When the dog died, we had sausage. When the cat died, catnip tea.
When the landlord died I left there, spareribs were too much for me.
Too much for meeeee.....