just like the corner grocery or coffee shop is making big bucks

So the owner of your corner grocery makes $9K an hour, Q? Must be quite a price markup on his inventory & its a wonder folks can afford to shop there.

would you prefer that they put your money in unsuccessful businesses?

Plenty of responsible and ethical successful businesses out there for pension funds to invest in, Q. without having to resort to outfits like MalWart and Starbucks.