Al: i am allowed to express my opinions, dave.

Of course you are, Al. Never said any different. But when you call people neurotic failures and their work uninspiring tripe, and then go on to say that you have not been rude to anyone, I am just as entitled to point out the irony :-)

Lizzie: To correct some of the Pedantic Twits in here (with capital letters intact, thank you very much), ...

And as to the man, Dave, who suggested I mortgage my house, yadda yadda

Firstly, do you really not get the joke about being pedantic? If not then there is little hope that you will ever understand anything I say. Still, I can but try. Why on earth are you referring to me when going on about mortgaging the house? I have nothing whatsoever to do with that point. Although I do believe it is quite valid.

Cheers

DtG