Yes but Al, that's the addiction of capitalism. I just want to be a fiver behind you. If you saw, as I did, how filthy the Caspian Sea is, you'd think twice about eating unspunked fish eggs too...

If you are free any time with your protection business, I would be grateful if you kept an eye over my holiday lets in the down season and my student digs in the summer? Some of the winter ones, Kingussie, Aviemore etc get winter trade with the skiing, but no bugger wants to be in any of the others when the weather gets cold.

On a slightly serious note, the letting company I use for the student digs, a Scottish company at that, advise that if independence goes through, I may wish to take into the account the property value slump and raise my rents at the next review to protect my interest. Both universities that send clients are expecting it and have informed their accommodation staff to warn new students that private sector rents may rise from next year, and halls of residence may be reviewed too.

Aye, the Scots really are looking after the Scots eh?