Re the refrain lines
- A favourite version of mine has

There lived an old lord by the northern sea
Bow down, bow down
There lived an old lord by the northern sea
The limbs they bend to me
There lived an old lord by the northern sea
And he had daughters, one two and three
And I'll be true to my love
If my love will be true to me

Then there is Howie Mitchell's little gem of a version,

Two little sisters went a walking one fine day
Oh the wind and the rain
One pushed the other in to the waters waters deep
And she cried, the dreadful wind and the rain

Ewan McV