"that is why everyone should use one."
Even those on benefit, or in emergency accommodation, or trying to bring up a family on less than a living wage..... or all the other products of the increasingly sharply divided society created by Thatcher, those who came before her, and those who followed her.
What planet to you live on?   
Still no answer to the facts of what is happening in the world today - just the bluff and bluster.
Jim Carroll