how to disable the NFC without affecting Chip & PIN opens in another tab/window, this thread will still be open.

I particularly like the "torch & drill" wheeze. My Visa Debit card (different bank) came without NFC & without asking for that. The card is silvered so the torch needs a bit of masking to avoid blinding you and it only works in the dark, the Smile card is easier to shine a light through.