"....errrmm.. because GAS and credit card debt are intrinsically linked....????? 😜"

..errrmm.. Not in my world they aren't! I'm Old School - if I don't have the money, I save up until I have, then I buy with my card (to get protection and hang on to my money as long as possible) and pay the full balance off before the payment due date. No interest, no debts. 👍😎