i live on the edge of the lake district. it would be illogical for anyone who doesn't have a tolerance for frequent rain to live here, though occasionally that tolerance is stretched a bit. we have had 2 large (7 foot and 4 foot) floods and are still here. folk suggest we move and i would like to move up the hill, though it's not easy with property values etc. and though it is difficult and scary to live through these events - we are ok and supported by local services, good local trades people a strong community and crucially, insurance. we have rebuilt 2 'new' homes that are better than previuos. it's fairly easy to get to glasgow and edinburgh for family and music and football. when we see the scenes of floods and other disasters in asia particularly or, closer to home, the large blue political desert of some parts of middle england then we know we are very lucky.
we have also learned to live with the toxic, rotten eyesore that is sellafield. thousands of well paid, pointless sinecures, a price worth paying for us cumbrians who can't be bothered to protest much or find more interesting jobs elsewhere.
i'd say humans can and probably have to, want to, live with a degree of risk, discomfort. we have lived from the arctic to the desert for 1,000s of years. some scots even manage to live with midgies