By the way -
"following the wave of reforms in Victorian times, "
Queen Victoria came to the throne in 1837 - 37 years after Owen's experiments in New Lanark slap in the middle of the Georgian period, a year before the Chartist movement got underway and three years after the Tolpuddle martyrs had been shipped of to Australia for trying to for a Trades Union
Her 'Victorian" style of rule did not evolve until at least ten years later
So much for your "Victorian philanthropists"
Jim Carroll