I like to have a lanyard attachment too, which is why my Nokia Symbian is the phone I "use" - the Samsung is a remote for cameras. They don't make viruses for Symbian.

And I shudder when I see phones in their own wallet stuffed with credit cards. Even more of a security risk than the phone itself.

One thing I see a lot of in the UK is paying for parking, done via text. I usually try to find free parking.