".. and fail to act accordingly around dogs ... as well as non-owners who get bitten

Well that's one way of looking at it. It's all my fault for not knowing how not to get bitten by somebody's untrained or uncontrolled dog. Perhaps I should give back the 1500 pounds. Thanks for clearing that up."

Not at all. But a dog is a dog, and if for instance (and this has actually happened to me) I'm in a shopping precinct with my dog on a short leash, and a random parent tells their child to "Go and stroke the nice doggie", and I ask them not to allow their child to approach my dog, but they do so anyway and the child rushes up, shouting excitedly and thrusting his/her hands into the dog's face, who is more to blame if the dog reacts badly, the dog, or me, or the child, or the parent?

That is what I meant by 'fail to act accordingly around dogs'. As it happens, my dog is friendly and reacts well to strangers, but some dogs are nervous and don't always react well.

When approaching any strange animal, domesticated or otherwise, caution is always a very good idea. If someone throws caution to the wind, it should come as no surprise when the animal reacts in an unexpected way.