Dave read it again it is all explained, it covers a wider range than economic policy
The European Union Today

Today the EU is still dealing with many major issues (including the ongoing migration crisis and the upcoming Brexit). And, amid rising concerns with Brexit, the EU has reportedly begun considering creating an independent system to conduct financial transactions - that would exclude the United States, according to Newsweek.

German Foreign Minister Heiko Maas wrote in German paper Handelsblatt about concerns over the current state of financial affairs in the EU, especially in relation to the United States.

"Where the U.S. crosses red lines, we as Europeans must counterbalance," Maas wrote in an opinion piece. "It is, therefore, essential that we strengthen European autonomy by setting up payment channels independent of the USA, creating a European Monetary Fund and building an independent Swift system."

However, apart from EU-U.S. tensions, the union is caught in the middle of several other controversies.How Is the European Union Governed?

As mentioned earlier, the European Union is governed by three main bodies - the EU Council, the EU Parliament and the EU Commission.

The Council's main job is to create and propose new policies and legislation for the European Union; it operates under a different EU president every six months.

The Parliament then debates and passes the laws proposed by the Council, electing members once every five years.

Finally, the Commission enforces and operates the laws for the European Union - the current president of which is Jean-Claude Juncker (until 2019).

Additionally, the European Central Bank services the EU's financial needs and manages things like inflation rates and foreign exchange reserves.

Still, individual citizens allegedly have say in the democratically structured union. According to the official site, citizens have a variety of ways to contribute, including "by giving their views on EU policies during their development or suggest improvements to existing laws and policies. The European citizens' initiative empowers citizens to have a greater say on EU policies that affect their lives. Citizens can also submit complaints and inquiries concerning the application of EU law."