I get the impression that most of the frequent posters here are not working any longer. Is that the case?

Speaking for myself, I retired at the end of November 2019, so am a newcomer to this retirement lark. I do still have a consultancy agreement with my last employer, but I said I would not be available until April. I am not expecting to be inundated with work just at the moment.

I would not expect anyone's views to change much as a result of any of these threads, but that does not mean I see no value in them. I remember a couplet from one of the introductory songs to 'That was the week that was' which went:

One eye opened wide, one eye closed,
And between the two the picture gets composed.

There seems to me to be a lot of truth in that. I find reading what others have written helps me develop my understanding. It is unlikely, I accept, that anyone is going to say something that completely changes my viewpoint, but they can and do draw things to my attention that makes me say "Let's think about that."