At the risk of being accused (damned if do or don't!) of boring you with pedantic detail, Sandman, I have never owned a home and don't wish to: after flying the nest, I've always rented - preferring council/social housing as I don't like capitalism, frankly.

So I'm now living in my 16th home - without owning any of them.

The state should own and rent-out all housing - with some inequality such that folks have the incentive of an economic ladder to climb, via what I've termed "Global Regulationism".