In Portland Oregon they pronounce it Call-off-your-old-tired-ethics

I always said coy-o-tee until I got a confused look from someone one day, (who corrected me), but what do you expect from people whe called off-road motorcycle riding - cycle riding - (pronounced as in bi-cycle) I got called on that one too from a lady from California looking out for my best interests. She said it made me sound stupid ) - :