I'm thinking I learned this from a recording by Peggy Seeger, way back when. Here's how I remember her verses:
Pretty Saro
I come to this country in 1809, I found many a true lover, but I never found mine; I looked all around me and found myself lone; Always the stranger, and a long way from home.
My love she won't have me so I understand; She wants a free-holder, and I have no land; I cannot maintain her on silver and gold, Or buy all the fine things my love's house must hold.
I wish I was a merchant and could write a fine hand; I 'd write my love a letter so she'd understand;. I'd write of the mountains where the waters ov'rflow, And I'd think of Pretty Saro wherever I go.