Like a lot of people, I have my retirement funds, my daughter's college fund, etc in mutual funds. And like most folks, I have contentedly watched those funds increase over the last 10 years or so. Now, within months, those gains have largely been erased, and now the Bears are taking deep bites out of my future.

How are you weathering the economic storm? Are you sitting tight on your investments, or have you decided to close out your stocks and bury them in a coffee can? Are you worried like me, or is your perspective so long term that you see this as a temporary blip?