KC, you go through your bank and all I have to do with Wells Fargo is give the name and address of the payee. As easy as that. I log in at their website, choose BillPay, then set up the payee account with the name and addy, then choose whether to make it an every month type of payment or a onetime thing. I pay almost all of my bills this way and have never had a problem with it.

FOR THOSE WHO HAVE BEEN CHECKING OUT PAYPAL, please watch this space. Jon has just alerted me to some potential problems with non-US accounts. I am waiting for another PM from him before posting anything.

Have put a rose and clear quartz bracelet,designed and beaded by moi, in the auction. Thanks, MMArio, for the first bid!

kat