Actually, Susan, the poster came asking for opinions, and that is what she is getting. Yours is simply one, and there are others. Sometimes it is hard to think for ones self when they get all kinds of conflicting advice from well intentioned, but untrained "counselors". That is why it is always advisable to get entry level counseling from pro's and then make decisions on other forms. This is available from a number of different organizations, many of them faith based. But the criteria is that you start with a pro. Cost is usually prorated or free. And this poster will then weigh their needs and make the decision on his/her own based on what best suits them. I am pulling for this family and I hope they come out the other side better than they went in.

Mick