KT,'Spaw is correct in saying that local banjo crowd favour the Saga. It seems that those who have bought them also looked at the Deering and found the Saga to be a better value.
If you are comparing the two models 'Spaw linked to, spend the extra money and get the intermediate one with the tone ring. It seems to be an exceptional value.
What style of music do you hope to play? If it's Bluegrass, you'll want a resonator banjo, if it's frailing you'll want an open back.