I must admit I am trying to follow this and I am confused. What are the loans for? (You can bc me with this or just not answer as it is so personal). School? If you feel you can't work, how can you go to school in probably a fast-paced situation? Go to a regular doctor if you can't get an alternative one. Get your eyes checked and get a prescription. These loans don't sound like a good idea to me. Is there someone here who is a financial counselor who could give you input? From where I sit, it looks like going on welfare, eating as well as you can, resting a lot, and finishing your cd with your limited energy might be the best situation. You obviously won't be able to afford an apartment; probably have to rent a room for now. It's a not great situation, but it looks to me like you are turning down some options that can help you recover healthwise.

mg