Bobert, the music I have has that song as being written by Harry Linn and R. Howard. Is it the same song the Byrds did?

You Never Miss The Water

When a child I lived at Lincoln
With my parents on the farm
The lessons that my mother taught
To me were quite a charm
She would often take me on her knee
When tired of childish play
And as she pressed me to her breast
I've heard mother say

Chorus:
Waste not, want not
Is the maxim I would teach
Let your watch-word be despatch
And practice what you preach
Do not let your chances
Like sunbeams pass you by
For you never miss the water
'Till the well runs dry

As years rolled on
I grew to be a mischief making boy
Destruction seemed my only sport
It was my only joy
And well do I remember
When of-times well chastised
How father sat beside me then
And thus has me advised
(Chorus)

When I arrived at man-hood
I embarked on public life
And found it was a rugged road
Be-strewn with care and strife
I speculated foolishly
My losses were severe
But still a tiny little voice
Kept whispering in my ear
(Chorus)

Then I studied strict economy
And found to my surprise
My funds instead of sinking
Very quickly then did rise
I grasped each chance
And always struck the iron while t'was hot
I seized my opportunities
And never once forgot
(chorus)

I'm married now and happy
I've a careful little wife
We live in peace and harmony
Devoid of care and strife
Kind fortune smiles upon us
We have little children three
The lesson that I teach them
As they prattle round my knee
(Chorus)