I'd agree with everyone except I think it goes beyond life and limb. If her being in that position can do harm in any way to other people, I'd report it. Harm can be emotional or financial as well as physical. I'm not a big believer in needing credentials, as I know a lot of folks doing jobs better than their co-workers who are often better schooled or trained for the position. You seem to say that this is not the case here.

Spaw