If she were a nurse, doctor, psychologist, social worker, mental health counselor, marriage and family therapist, physical therapist, or supposedly qualified in some other health care profession and you knew the individual was working in the field but without proper credentials because you were also in the field and were properly credentialed, or because you worked for a company that re-certified such individuals with CEU's or for state or federal licenses, in america the answer is YES, you must report. But you can do it anonymously, to the appropriate state licensing board. Then it is on their shoulders. The answer is simplier than one would assume, in my view. harp