Liz - I can confirm your story on the Bank and Nat West - It was in the days of the Great Closures and elimination of "surplus staff"

We had a Memo round as a caution, those of us at Nat West Insurance Services who had just been dealt the "black spot", most of thier proffesionally qualified staff, p*****ed ourselves laughing as we waited to be excorted off the premises.

Gareth