Public Liability Insurance (UK)

Subject: RE: Public Liability Insurance (UK)
From: Mr Sooz
Date: 12 Jan 08 - 11:19 AM

I have Public Liability Insurance as a craft worker which covers me for craft fairs where I'm selling my wares and our Folk Club is a member of EFDSS so that we are covered for our own events and our festival. However, all of these performers are going to be out of pocket enough on the day without expecting them to pay out for insurance.
I suppose the only solution is for Lincolnshire Folk to join EFDSS but that would be a big hole out of our funds as well.

Subject: RE: Public Liability Insurance (UK)
From: GUEST,baz parkes
Date: 12 Jan 08 - 10:31 AM

I'm just about to renew the bands with Musician's Insurance Services
based in Derby...ww.musiciansinsurance.co.uk

65GBP 5000000 indemnity on one claim

Baz
ABU

Subject: RE: Public Liability Insurance (UK)
From: gnomad
Date: 12 Jan 08 - 06:05 AM

Association of Festival Organisers have some insurance connections, and might be able to give some pointers.

As to "reasonable", well the country is becoming increasingly litigious, so I don't blame the venue for requiring cover. It's a shame that they need to, of course, but not their fault.

Subject: RE: Public Liability Insurance (UK)
From: Snuffy
Date: 12 Jan 08 - 05:53 AM

Membership of EFDSS, the Musician's Union, the three main Morris Organisations, and other similar organisations, includes Public Liability Insurance cover. A certificate should be included in your renewal pack each year.

Subject: RE: Public Liability Insurance (UK)
From: Leadfingers
Date: 12 Jan 08 - 05:19 AM

Membership of the Musicians Union or Equity gives automatic Public Liabilty ! Just think what it woud cost , if some bloody fool sued because he had tripped over a speaker stand !

Subject: RE: Public Liability Insurance (UK)
From: Folkiedave
Date: 12 Jan 08 - 05:07 AM

Costs me about £60.00 per year to cover a book stall (!!) It's Ok to live without it until something goes wrong.

Members of the EFDSS get cover - but only for small audiences. People could probably club together I suppose. Try an insurance broker.

HTH

Dave

Subject: Public Liability Insurance (UK)
From: Mr Sooz
Date: 12 Jan 08 - 04:56 AM

The Lincolnshire Folk organisation has been asked to organise a day of folk music at Burghley House (Big Flash Stately Home) in the spring. We thought this seemed to be a good idea and we have enough performers available to fill the day and give a high standard of entertainment. Everyone will be giving their time freely. However it looks as if this will not actually happen because all performers have been asked to provide a copy of their Public Liability Insurance documentation.
Is this reasonable?