When I was a teenager, I was at the local pool with a buddy. We were horsing around in the bath house as we changed our clothes. Eventually a "towel fight" ensued as we rolled up our towels and snapped them like whips at each other. When they connect it is quite painful.
I was getting the worst of it and kept backing up to avoid the snap of his towel. Finally I ran out of the bath house. I was about 20 feet outside of the doorway when I realized that I had no clothes on! Fortunately, I did have my towel in hand and quickly covered the vital spots. I sheepishly re-entered the bath house. My buddy was laughing too hard to continue the "towel fight."
For many years I dreaded the memory of this experience. It is only in eventually retelling it many times that it has lost its power to embarass me.
Roger in Baltimore