Speaking as an American, I believe that our collective smarts are variable depending on the circumstance. That is to say, the relative proportion of us who demonstrate monumental stupidity is either greater or lesser as a function of the importance of the subject under debate at the moment or the decision that is to be made. This is most evident during election time (witness the 2000 debacle) and has been a source of material for pundits, comics, and students of human folly for decades. One of my favorite observations on this phenomenon is attributed to H. L. Menckenm who reportedly said: "Nobody ever went broke because he bet against the intelligence of the American public."
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