Take taxis--worth the money, especially at night. But PLEASE,see more than the resort. The falls are spectacular, Rick's Cafe in Negril is worth the trip for the sunset and swimming/diving. The beach at Negril is awesome, too. Try and avoid Kingston, and of course, be careful, but a little common sense should keep you in good standing.

I was there 18 years ago and went into the hills with a woodcarver I had met. Rastafarian central and an interesting cultural experience, and I also took a moped through the slums of Montego Bay--both without incident. I don't know if I'd do either today, and certainly don't recommend either activity to you two. Nevertheless, don't let fear and other folks' stories keep you from seeing the beautiful island! Enjoy!