Apologies Stilly River Sage if my comments seemed argumentative to the comnents made by johnross. Just different points on the same compass. We are all in this together and compromises have to be reached that can satisfy as many as can be accommodated. When the idea of "fairness" comes into play, I tend to side with the little guy. They seem to always end up with the short end of the stick in so many matters. I often wonder why there are not more folks willing to stand up for the rights of the least of us.