Bobert, I'll respond to your allegations by saying that no, when I started out renting rooms 15 years ago, my motive wasn't to help the poor. It was to pay the mortgage, and I made very little profit. But as time went by, as I kept rents low, more and more people called who were on social assistance, well below the 'poverty line', and students. It was then that I started thinking about the benefit I was providing to people on welfare and students, by offering them low cost, quality housing, when most other landlords in town wouldn't touch them with a 10 foot pole, or wanted outrageous rents. I made very little, if any, profits over just 'paying the bills', and that's the truth. Rich landlords are the one's who own multi-unit buildings like apartments, etc. But I felt better knowing I was doing a little something to help them out, and my rents were secure by Mr. and Mrs. Taxpayer (isn't that what you all wanted, government programs to help the poor). I just took more risk. Sorry for the delay to respond, Bobert.