I want to thank everyone for their words of encouragement and I'm especially grateful for the way in which everyone has shared how they deal with what seems to be a universal problem. That curiosity of how other people deal with it was the reason that I posted the thread.
It may have come to my attention that a certain person's feelings may have inadvertantly been hurt by the posting of this thread. I would assure that person as I assure all, that I did not post out of spite---but out of sincere curiosity. My appologies for hurting her feelings.
Thanks to all the rest for the suggestions they've offered and the way in which they've shared their solutions to the problem.