I used Clarisworks on my old Mac machine. Appleworks now does the same job on my current G4 laptop, and appears to map everything onto the old templates that I set up myself (I created a grid format for the text and picture items that could be deleted on completion). The Draw facility allows you to position items on a page, the Text facility allows you to fill in the appropriate boxes). As far as I remember there was a reasonable variety of fonts available. If I was doing the same job again, I would probably just use MS Word for text and fonts. It also has a page-formatting capability, and I think built-in templates.
The latest Apple software to provide these facilities would be iWork (various versions depending on how new your machine is).
I think all of the above can import photographs, resize/reshape them and embed or overlay text.