Lyrics & Knowledge Personal Pages Record Shop Auction Links Radio & Media Kids Membership Help
The Mudcat Cafesj

User Name Thread Name Subject Posted
Songwronger BS: So who's signed up for Obamacare? (599* d) RE: BS: So who's signed up for Obamacare? 14 Jan 14

For you folks who think calling it the "Affordable" Care Act will mitigate the crime:

This inspirational, disabled family lost its health coverage, and it's Obamacare's fault

The Daverts are just one of the thousands of American families who lost healthcare coverage after Obamacare forced their insurance company to cancel their plan.

But the Daverts aren't like any other American family. Twin children Austin and Michaela have brittle bone disease, as does their mother, Melissa. Their father, Ken, has cerebral palsy. Though their handicaps–and medical expenses–are significant, life together is not just manageable, but happy, in their Bay City, Michigan home.

Things have become much more difficult, however, since recently implemented provisions of the Affordable Care Act cause their insurer to drop the children from their health plan. And even after spending hours and hours navigating the labrynthine and demanding answers from confused call center bureaucrats, Melissa Davert's children remain uninsured, despite their constant medical needs.

And she knows exactly who is to blame.

"We did not put ourselves in this situation," she told The Daily Caller. "The government put us in this situation."

Melissa and Ken are covered under Medicare. Medicare, however, has never included their children, who are covered by a separate plan.

Under that plan, which was well suited to the family's needs, the children's combined health-care costs could not exceed $2,500 per year.

Nevertheless, they received a letter in the mail informing them that the plan had to be canceled. The letter named the Affordable Care Act as the culprit, as first reported by the Mackinac Center for Public Policy.

This was a surprise to Melissa, who recalled President Obama telling Americans that, 'If you like your plan, you can keep your plan.'

"We thought we could keep our insurance but I guess that was not the case," she said.

Melissa immediately went to the exchange to find a new plan. To her disappointment, the best plan she could find was four times more expensive than the old one. It would obligate the family to pay up to $5,100 per year for each child. Taken together, that's an almost $8,000 increase over the old plan.

Unlike some other families, out of pockets costs matter a great deal to the Daverts, who have frequent medical needs–some regular, some unanticipated. Melissa said money was tight enough for them when they knew their medical costs couldn't exceed $2,500. Paying up $10,200 each year seemed unthinkable.

Brittle bone disease impedes natural skeletal growth, and people afflicted with it are more likely to break bones and develop infections. A recent accident sent Michaela to the hospital for surgery, for example....!

Back to the Main Forum Page

By clicking on the User Name, you will requery the forum for that user. You will see everything that he or she has posted with that Mudcat name.

By clicking on the Thread Name, you will be sent to the Forum on that thread as if you selected it from the main Mudcat Forum page.
   * Click on the linked number with * to view the thread split into pages (click "d" for chronologically descending).

By clicking on the Subject, you will also go to the thread as if you selected it from the original Forum page, but also go directly to that particular message.

By clicking on the Date (Posted), you will dig out every message posted that day.

Try it all, you will see.