A 4TB drive in a laptop is overkill for most users I know. The SSD trade off is faster read/write with less wattage, heat, fans, dirt &c. It's a one screwdriver job. Reinstalling the OS is the time killer.

There is a whole library of 'phone home.exe' running on the average North American laptop these days, even the printers and TVs do it. Plus if you're not running an ad blocker you pay for them too, and that's often the majority of what you get on a page.