Joe, I'd guess your US market and my UK one are quite different (including by the looks of things, prices - or at least Argos are asking £149.95 for an unlocked Samsung Galaxy J3) and I'm not really understanding your meaning of "Smartphone for the Not-So-Smart".

UK wise, I think the Wileyfox Swift 2 I got early this year on Amazon for around £130 might be a good option if you want something capable (at least compared to my old, now used by mum Samsung Ace 2 and doing all I can imagine I'd need, except maybe otg would be nice to have just in case... but I'm not that much of a user) and pretty "bloat free" but I guess without the bells and whistles that might persuade those more dedicated to this tech than I might seek...