what do we do with all the hopes and dreams and plans and y'know when life comes to a screeching halt due to wife/husband/partner falling prey to an illness or injury or other debilitation or if we ourselves are victims to the above...so what do we do (a) cash in the chips and seek a caregiver and carry on as usual or (b) do we ourselves become the caregiver and become a 24/7 servant...for me this is gradual not immediate and i find myself shedding activities and staying close in case the bell tinkles...need some insight.