At the risk of thread spread, DtG you mentioned "equity release" mortgages. Is that what we in the States refer to as "reverse mortgages". I harbor grave suspicions about the practise but at present I am too ignorant to know if my suspicions are justified. A large company is using a well-known actor to push these yet a neighbor I know and trust looked into them and told me they were hugely exploitative. I am willing to start a whole other thread on the subject but for now I think the term "equity release" might refer to this practise.