Not an expert (me). Over the years I've been attacked a couple of times by the type of software that threatens to expose your internet wanderings and threatens to lock up your system. I haven't conquered them but since I set up several accounts when I bought the computer I've been able to log in to a spare account and save anything I really needed to from data files. Otherwise I use free versions of Malwarebytes and AVG free. They want to sell you on their other benefits and abilities to fix your system, especially AVG. I would like to learn more about viruses and detecting them, for now I haven't seen a good primer or educational text on the subject. Just my .02 bitcoins...
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