Hmmm. Isn't luck merely a fortunate circumstance in either nature or nature ?
Suppose my family is starving and a philanthropic organization comes to my village and teaches my father to fish. That's luck, but it's also part of nurturing.
If I happened to be born beautiful or to have excellent vision, those would be examples of luck in my nature.
So I don't think there is another factor. Nature and nurture cover it all.
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sj