Just down the road from where I grew up was a small pond. This was where a lot of the teenagers would go skinny dipping. One day there were about five guys there all swimming in the nude when they heard the noise of another group of people, including girls, coming along. Four of them made it to shore in time to get towels or bathing suits. The fifth guy stood waist dep in the water pleading for a towel or some clothes. He was given one sock.

I got caught in a similar fashion one day while I was out with a friend. My brother and one of his friends came by and started playing guitar on the shore daring us to get out of the water. I got up and stalked to the towels. My brother's friend blushed, I didn't.