Jerry -

You might find it interesting to poke around a bit at Windows XP How To Center.

The more you known about what you're getting into, the more likely you are to get a system setup that will work for you. One of the first links on the above page is a "how to install and setup" that should give you some feel for how you want to do it.

You can "install as an upgrade" by leaving your existing Win98 system in place and letting the XP installation program just change "what it thinks you need." (If you bought an "upgrade" version of XP, you may need to do it this way.)

The other option is to uninstall Win98 first, and then "start from scratch" with the XP installation. This generally gives a "cleaner" installation, and was recommended by Micke$oft when XP was fairly new. I don't know if they still think that way, since I haven't needed to look at "upgrade tech" for quite a while.

John