I know that you mentioned that you are too cheap to buy a chord book, but the (Complete?) Banjo Case Chord Book is a wonderful little book that fits right into the neck of your banjo case, shows chords in several tunings and cost about $4-5.00 U.S. and is available in most major music stores. I'm sorry, I don't know who publishes it and my copy isn't ready available. I could find out over the weekend if you would like to know. It is a wonderful resource.