You're correct Bill - I am very lucky that I haven't been hurt (recently - the first one did a bit of damage, knocked on the head, concussion, memopry probs for weeks).

And yes, it's ironic that I dont even drink I am getting drunk drivers hitting me (maybe they're after revenge??)


It hasn't affected my insurance rates yet - don;t know why??? I am concerned though - but all of these have been clearly the bad guy's fault -