It's true that when you start to learn fingerpicking you have to make some decisions as to which style to concentrate on. Not only whether you use fingerpicks or not (I'm a thumbpick and fingernails type myself), but also whether you want to anchor your right hand or not. Complex picking can be made much more accurate if you rest the palm of your hand on the front of the guitar, but the downside is that that affects the tone. If your hand is off the front you get a more sustained and ringing tone. Some people compromise by resting their pinkie on the fingerplate below the strings, but I find that seriously restricts the movement of my right hand.

Spend a lot of time watching other guitar players and experimenting to find out what suits you (and the kind of music you want to play) before you commit yourself to a habit that will last you a lifetime.