For the first time on Mudcat ,I agree wholeheartedly with Silly River Sage....Keep these people at arms length.
We have baptists here in Scotland ,and they are notorious for leeching on to "vulnerable"people and relieving them of their cash.
As the local builder I did some work for the local baptists, and after I finished I discovered they were an offshot of a much larger American church, and had three bank accounts in the Isle of Man for tax evasion purposes.
Raptor...as you obviously loved your wife very much ,I would not presume to tell you how to deal with your sad loss. The only thing which helped me in similar circumstances, was a thorough understanding of the natural world ,and our place within it. We are not really so important in the long scheme.Please dont think Im being hard hearted,but reality is the best medicine, not make believe.
                   Best wishes Ake