I recently had a hilarious conversation with a collection agent named Jim who was obviously calling from India.
To back up a step- my phone number was used on an application for a credit card possibly by the previous owner of the number. So - they a number, no name, no address, etc.

i called their 800 number to straighten out the mess, gave them the phone number and asked who owed how much and for what and why were they bothering me about it?


"jim" claimed they had no record of my phone number. I replied "Good. Then the calls will stop"
Him: "Well no. If you could just give me your address and Social Security number, I can find your account.
Me: "You are calling my number, you don't know who I am or where I live but you are going to insist that I pay you money that I don't owe you?"
JIM: With well practised feigned indignation "We operate within the Federal guidelines."
Me: "But what Federal government's guidelines are you using?"?
Jim: uh duh uh CLICK

The calls have stopped at least for the time being.