yup! POOR misers, in some cases. The mathematics of probablity is interesting.....given 10s of millions of people putting up information and resources, the odds are high that someone will figure out and/or offer a free way to do 'almost' everything. Takes some diligent searches, though. Or, even better, hanging out in places where the information you want is posted & discussed. There are forums or various sorts for almost any category of knowlege...it is just a matter of locating the 'nexus'...like Mudcat or rec.music.folk for some things.