Poppagator, I am aware of the Hope Tax Credit developed in the Clinton Admin. WHat we have in Georgia is pure grant up to full cost in state schools plus additional funds for books and supplies. you are, by the way, exactly correct in your premise that a bachelors is not necessarily a road to higher pay. I have 2 daughters, both Registered Dental Hygienists, who make at least twice as much as my son who is a social worker who graduated with a 3.5 in Chemistry and has a masters now. A lot of it hinges on filling the niche that is present the old supply and demand bit. Life ain't fair.